Money Manager Ex 1.9.1

Money Manager Ex (MMEX) — Open-source Personal Finance and Budgeting Software

Money Manager Ex (MMEX) is a lightweight, open-source personal finance application designed for people and small businesses who want a cross-platform tool to track accounts, budgets, assets, and investments. Available for Windows, macOS, Linux, Android and iOS, MMEX emphasizes data portability, privacy and a clear overview of your financial health.

Core features that matter

• Accounts & multi-currency support: Create checking, savings, credit card and investment accounts with support for multiple currencies per account to manage international finances.
• Transactions & split transactions: Enter one-off or split transactions, tag payees and categories, filter and search across fields for quick reconciliation and auditing.
• Budgeting and scheduled transactions: Set monthly or yearly budgets, track actuals against targets, and automate recurring bills and scheduled entries.
• Investments & assets: Track stock holdings, investment transfers, and fixed assets with depreciation or appreciation rates to compute net worth.
• Reports, charts & custom queries: Built-in financial reports and visual charts plus support for custom SQL/LUA reports and HTML/JS frontends for tailored analytics.
• Import/export & compatibility: Import QIF and CSV files and export QIF, CSV or HTML for tax filing, migration or backup.
• Attachments & document storage: Attach receipts, invoices or contracts to transactions, accounts or assets for one-click access to supporting documents.
• Security & encryption: Local-first data storage with AES encryption (including AES256 support and multi-cipher options) to keep your financial data private and under your control.

Cross-platform apps and syncing

MMEX offers desktop builds for the major operating systems and mobile apps for Android and iOS. The mobile clients aim for parity with the desktop experience, supporting database files (including .mmb/.emb), cloud file sync via services like iCloud or Dropbox, and ongoing updates to close feature gaps such as improved search, report previews and database migrations.

Community, development and localization

• Active open-source project: MMEX is maintained by an open community. Regular releases add features like enhanced importer support, database upgrades and new language translations.
• Community support: User forums and documentation provide setup help, troubleshooting and a roadmap for upcoming features.
• Multi-language support: Interface translations in dozens of languages plus documentation in multiple languages make MMEX accessible worldwide.

Who should consider Money Manager Ex?

1. Individuals who want a free, privacy-focused finance manager with offline-first storage and encryption.
2. Small business owners who need straightforward account tracking, budgets and basic asset/investment monitoring without subscription fees.
3. Power users who value data portability and the ability to customize reports via SQL or scripting.

Strengths and practical considerations

• Strengths: No ads or tracking, strong import/export options, robust reporting, cross-platform availability and open-source transparency.
• Considerations: Some mobile features are still maturing (search, running balance view and UI refinements have been actively improved); users migrating from commercial software may need to clean data before import.

Money Manager Ex delivers a powerful, privacy-oriented alternative to proprietary budgeting apps. Its combination of multi-platform availability, encryption, extensible reporting and active community development makes it a compelling choice for users who want control over their financial data and flexibility to grow their personal or small-business accounting workflows.